Essential Plan: Find out if you’re affected

450,000 New Yorkers lost their health insurance on July 1, 2026.

Are you one of them?

The Trump administration’s “One Big Bill” slashed healthcare funding for New York. As a result, nearly half a million people enrolled in the state’s “Essential Plan” lost their health care coverage on July 1.

450,000 New Yorkers will lose their health insurance on July 1, 2026.

Use the tool below to 1) find out if you lost coverage and 2) get information on what to do about it.

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Do you get your health insurance through the New York State Health Plan Marketplace?*

Based on your answer, this tool may not apply to your situation.

This tool is designed for New Yorkers who get their health insurance through the NY State of Health Marketplace. If you think you may have selected the wrong answer, you can go back and update your response.

If you’re not sure how you get your insurance or want to learn more about coverage options, visit info.nystateofhealth.ny.gov/stay-connected or call NY State of Health at 1-855-355-5777, Monday-Friday 8am-8pm, Saturday 9am-1pm.

Please fill in the following fields to see if your coverage is affected.

If you're not sure how you get your insurance or want to learn more about your coverage options, visit info.nystateofhealth.ny.gov/stay-connected or call NY State of Health at 1-855-355-5777, Monday–Friday 8am–8pm, Saturday 9am–1pm.

How old are you?*

Please enter a number from 19 to 64.

Based on your answer, this tool may not apply to your situation.

This tool is designed for New Yorkers between the ages of 19 and 64 who are enrolled in an Essential Plan. If you think you may have entered the wrong age, you can go back and update your response.

If you have questions about your coverage or want to learn more, visit info.nystateofhealth.ny.gov/stay-connected or call NY State of Health at 1-855-355-5777, Monday-Friday 8am-8pm, Saturday 9am-1pm.

What’s your annual household income?*

Please enter a number from 10000 to 500000.

How many people are in your household?*

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Income vs FPL Calculation

What zip code do you live in?*

Please enter a number from 10000 to 99999.

This tool is designed for New York State residents only.

The zip code you entered does not appear to be in New York. If you entered the wrong zip code, you can go back and update your response. For information about coverage changes in your state, visit healthcare.gov or call NY State of Health at 1-855-355-5777.

Are you currently pregnant or recently postpartum?*

Are you a DACA recipient?*

This answer is only used to provide you with more accurate results and is not stored or shared.

Yes

This tool provides an estimate based on your household income, size, and other factors. It is not a determination of eligibility. Find a free certified enrollment assistor near you or call NY State of Health at 1-855-355-5777 to confirm your status.

Resources

Find helpful links and tools to better understand how coverage changes may affect you. While the cost of alternate coverage will be a challenge for many New Yorkers, these resources can help you understand what’s available to you and how to stay covered.

What to do if you’re impacted by Essential Plan changes. Read the Guide →

What to do if you lose coverage under Medicaid, Child Health Plus, or Essential Plan. Learn more →

Compare Qualified Health Plans and costs before enrolling. Learn more →

Shop and enroll in a new health plan. Learn more →

Find a certified enrollment assistor near you. Learn more →

What New Yorkers should know about Essential Plan coverage changes. Learn more →

Help understanding health insurance terms. Learn more →

Understanding all the changes to healthcare in the “One Big Bill.” Learn more →

Download a printable flyer to share with others. Download now →

Help spread the word on social media. Share now →